Navigating the financial services industry can be complicated.  Tidal Capital Advisory Services works closely with you to provide individual consultation in obtaining commercial credit.  From business enterprise formation to initial loan request for funding, you benefit from our experience to underwrite, present, structure and negotiate the required credit on the best available terms and conditions, including lowest possible cost of funds.

As a Principal and Chief Financial Officer in the successful launch of two North Carolina state-chartered FDIC insured institutions, the accurate production of forwarding looking financial statements with performance based metrics enables Stakeholders to evaluate and achieve their financial objectives.  Clients are able to leverage this experience and benefit from the financial model development unique to their Enterprise.

Larry Brobst

Managing Partner

Versatile, resourceful, and entrepreneurial. Larry is a senior business executive with over 25 years of extensive financial services experience including commercial loan development, underwriting, and commercial credit adjudication. Larry brings a comprehensive and thorough approach to the lending process combining his expertise in finance, treasury, operations, business planning, capital formation, and project execution.


Prior to founding Tidal Capital Advisory Services, Larry was instrumental in the successful start up and profitable operation of two financial institutions including Live Oak Bank, where he served as Chief Financial Officer and Port City Capital Bank where he served as Chief Financial Officer/Senior Credit Administrator. Larry has also held senior leadership roles at First Citizens Bank & Trust Company, BB&T and First Union National Bank.